Insurance
You pay the deductible. We bill the carrier.
Adjusters approve documentation, not stories. The file we build gets sent the same week the equipment goes in, so nobody is waiting on us at the end. What we will not do is promise you coverage — that call is your carrier's, and prior depreciation or a long-term leak exclusion can change the number.
- Moisture map of every affected room, drawn on arrival
- Photo set wide and close, wet and dry, timestamped
- Daily logs readings, equipment count, hours run
- Xactimate scope the format every carrier reads
- Contents inventory if a pack-out is needed
- Direct billing to the carrier once the scope is agreed
Denied, uninsured, or under a $5,000 deductible? Ask about payment terms when you call — we've split plenty of jobs into mitigation now, rebuild later.